计算贷款明细

POST

/iov/financial/v2/calc

请求参数

Body 参数application/json

carPrice

number

车价

可选

downPaymentRatio

number

首付比例

可选

loanAmount

number

贷款金额

可选

loanAmountRatio

number

贷款金额比例

可选

periods

number

期限，如24期

可选

downPayment

number

首付

可选

annualizedInterestRate

number

可选

年化利率(贴息后)，0.07

finalPaymentRatio

number

尾款比例

可选

strategy

string

可选

计算策略共五种，FreePiLoanStrategy:免π贷,HundredPiLoanStrategy:百π贷,TenThousPiLoanStrategy:万π贷,ZeroPiLoanStrategy:低息长期限/零π贷

integer

方案id

可选

isSubsidy

boolean

是否贴息

可选

lowInterestParam

number

低息参数

可选

payCreditRateOle

number

划线利率

可选

plan

object (FinancialCalculatorDto)

可选

integer

可选

carBrandId

integer

品牌id

可选

carSeriesInStockId

string

车系id

可选

carTypeInStockId

string

车型编码 /

可选

carSeriesInStockCn

string

车系名

可选

carTypeInStockCn

string

车型名

可选

schemeSortNumber

integer

排序序号

可选

proposalName

string

方案名称

可选

schemeKeywordDescription

string

方案关键字描述

可选

schemeType

string

可选

值列表100168 方案类型：1等额本金 2等额本息 3百禄贷款 4万π贷

isBrandDiscounts

integer

可选

是否贴息 1是 0否

brandDiscountsAmount

string

最高贴息金额

可选

loanCity

string

贷款城市

可选

loanCityCode

string

贷款城市编码

可选

isShowCity

string

可选

是否展示贷款城市0:否,1:是

financialInstitution

string

金融公司

可选

payCreditFrequency

string

可选

贷款期数12;24;36

userPayType

string

可选

用户输入首付方式1;2;3：1滚动条 2手动输入首付金额 3手动输入与滚动条组合

quotaAmountLower

string

可选

可选首付比例下限(%)

quotaAmount

string

可选

可选首付比例上限(%)

payCreditRateType

integer

可选

客户利率类型 1 根据贴息反算 2固定值

payCreditRate

string

客户利率(%)

可选

payCreditRateOle

string

划线利率(%)

可选

fixedMonthlySupply

string

固定月供值

可选

payInAdvancePercentage

string

可选

首付比例20;30;50;80

isQuota

string

可选

是否定额 1 可选列表 2 定额

balancePayment

string

尾款比例

可选

loanAmountRatio

string

可选

贷款金额比例 10;80

isEnable

integer

可选

是否可用:1可用,0不可以

isDel

integer

是否删除:1删除

可选

creator

string

创建人

可选

createdDate

string

创建时间

可选

modifier

string

修改人

可选

updatedDate

string

修改时间

可选

isEnableCn

string

可选

是否可用:启用,禁用

carTypePrice

number

车价

可选

payInAdvancePercentageOption

string

可选

首付比例20;30;50;80

loanAmountRatioIsShow

string

可选

是否显示贷款金额滚动条 0金融贷款上下限 1首付比例滚动条 2首付比例选项

schemeTypeNotIn

string

可选

不在方案类型中 1等额本金 2等额本息 3百禄贷款 4万π贷

financialInstitutionName

string

金融机构名

可选

schemeTypeName

string

方案名称

可选

示例

{
    "carPrice": 0,
    "downPaymentRatio": 0,
    "loanAmount": 0,
    "loanAmountRatio": 0,
    "periods": 0,
    "downPayment": 0,
    "annualizedInterestRate": 0,
    "finalPaymentRatio": 0,
    "strategy": "string",
    "id": 0,
    "isSubsidy": true,
    "lowInterestParam": 0,
    "payCreditRateOle": 0,
    "plan": {
        "id": 0,
        "carBrandId": 0,
        "carSeriesInStockId": "string",
        "carTypeInStockId": "string",
        "carSeriesInStockCn": "string",
        "carTypeInStockCn": "string",
        "schemeSortNumber": 0,
        "proposalName": "string",
        "schemeKeywordDescription": "string",
        "schemeType": "string",
        "isBrandDiscounts": 0,
        "brandDiscountsAmount": "string",
        "loanCity": "string",
        "loanCityCode": "string",
        "isShowCity": "string",
        "financialInstitution": "string",
        "payCreditFrequency": "string",
        "userPayType": "string",
        "quotaAmountLower": "string",
        "quotaAmount": "string",
        "payCreditRateType": 0,
        "payCreditRate": "string",
        "payCreditRateOle": "string",
        "fixedMonthlySupply": "string",
        "payInAdvancePercentage": "string",
        "isQuota": "string",
        "balancePayment": "string",
        "loanAmountRatio": "string",
        "isEnable": 0,
        "isDel": 0,
        "creator": "string",
        "createdDate": "string",
        "modifier": "string",
        "updatedDate": "string",
        "isEnableCn": "string",
        "carTypePrice": 0,
        "payInAdvancePercentageOption": "string",
        "loanAmountRatioIsShow": "string",
        "schemeTypeNotIn": "string",
        "financialInstitutionName": "string",
        "schemeTypeName": "string"
    }
}

示例代码

Shell

JavaScript

Java

Swift

PHP

Python

HTTP

Objective-C

Ruby

OCaml

Dart

curl --location --request POST '/iov/financial/v2/calc' \
--header 'Content-Type: application/json' \
--data-raw '{
    "carPrice": 0,
    "downPaymentRatio": 0,
    "loanAmount": 0,
    "loanAmountRatio": 0,
    "periods": 0,
    "downPayment": 0,
    "annualizedInterestRate": 0,
    "finalPaymentRatio": 0,
    "strategy": "string",
    "id": 0,
    "isSubsidy": true,
    "lowInterestParam": 0,
    "payCreditRateOle": 0,
    "plan": {
        "id": 0,
        "carBrandId": 0,
        "carSeriesInStockId": "string",
        "carTypeInStockId": "string",
        "carSeriesInStockCn": "string",
        "carTypeInStockCn": "string",
        "schemeSortNumber": 0,
        "proposalName": "string",
        "schemeKeywordDescription": "string",
        "schemeType": "string",
        "isBrandDiscounts": 0,
        "brandDiscountsAmount": "string",
        "loanCity": "string",
        "loanCityCode": "string",
        "isShowCity": "string",
        "financialInstitution": "string",
        "payCreditFrequency": "string",
        "userPayType": "string",
        "quotaAmountLower": "string",
        "quotaAmount": "string",
        "payCreditRateType": 0,
        "payCreditRate": "string",
        "payCreditRateOle": "string",
        "fixedMonthlySupply": "string",
        "payInAdvancePercentage": "string",
        "isQuota": "string",
        "balancePayment": "string",
        "loanAmountRatio": "string",
        "isEnable": 0,
        "isDel": 0,
        "creator": "string",
        "createdDate": "string",
        "modifier": "string",
        "updatedDate": "string",
        "isEnableCn": "string",
        "carTypePrice": 0,
        "payInAdvancePercentageOption": "string",
        "loanAmountRatioIsShow": "string",
        "schemeTypeNotIn": "string",
        "financialInstitutionName": "string",
        "schemeTypeName": "string"
    }
}'

返回响应

🟢200成功

application/json

Body

pageIndex

integer

可选

pageSize

integer

可选

pages

integer

可选

records

integer <int64>

可选

result

string

"结果"

可选

msg

string

描述

可选

rows

object (CalculateDto)

响应结果

可选

downPayment

string

首付

可选

monthlyPayment

string

月供

可选

loan

string

贷款金额

可选

totalRepayment

string

总还款

可选

totalInterest

string

总利息

可选

lastMonthlyPayment

string

最后一期月供

可选

subsidizedInterestRate

string

贴息后利率

可选

示例

{
  "pageIndex": 0,
  "pageSize": 0,
  "pages": 0,
  "records": 0,
  "result": "",
  "msg": "",
  "rows": {
    "downPayment": "",
    "monthlyPayment": "",
    "loan": "",
    "totalRepayment": "",
    "totalInterest": "",
    "lastMonthlyPayment": "",
    "subsidizedInterestRate": ""
  }
}

修改于 2025-05-09 08:46:52

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